When does current Providence Medicare Advantage coverage end?

Providence says current Medicare Advantage coverage continues through December 31, 2026, and its Medicare Advantage plans will not be offered for 2027. Members should follow their official notice and keep paying required premiums through the coverage end date.

Are Providence Medicare Supplement policies also ending?

No. The reviewed transition information says existing Providence Medicare Supplement policies remain active for members in good standing, although new sales closed July 1, 2026.

Does the insurance exit mean Providence hospitals or clinics are closing?

No. A health-plan product ending is different from a medical facility or practice closing. Provider access under replacement coverage still needs to be checked separately.

What should an affected member compare for 2027?

Compare the official choices at the permanent address using every doctor, facility, prescription, pharmacy, planned procedure, travel need, premium, medical cost, and annual financial limit.

Do Central Oregon residents face the same situation as the rest of Oregon?

Not necessarily. St. Charles already reported that Providence Medicare Advantage was no longer offered in Central Oregon beginning in 2026, so the 2027 statewide withdrawal can affect residents differently by location and prior coverage.

Providence Medicare Advantage Ending in Oregon for 2027

Reviewed by Scott Lewis, licensed insurance agent · Last reviewed September 27, 2026

Providence Health Plan has confirmed through a September 9, 2026 producer communication reviewed by our agency that CMS approved withdrawal of its 2027 Medicare Advantage bid. Current Providence Medicare Advantage coverage continues through December 31, 2026, and those plans will not be offered in 2027.

What is confirmed

Current Providence Medicare Advantage member coverage continues through December 31, 2026.
Providence Medicare Advantage operations end after 2026 and the plans will not be offered for 2027.
Existing Providence Medicare Supplement policies remain active for members in good standing.
New Providence Medicare Supplement sales closed July 1, 2026.
The insurance change does not mean Providence hospitals, clinics, or medical practices are closing.

What Bend residents should not assume

Do not assume that a Providence notice applies to every type of coverage, that a Providence Medicare Supplement policy is ending, or that any replacement plan automatically includes your providers. Providence Health Plan, Providence medical facilities, Medicare Advantage, Medigap, employer coverage, and individual health insurance are distinct subjects.

If you receive a non-renewal notice

Keep the notice. It documents the coverage type, end date, and instructions that apply to you.
Do not cancel early. Current coverage remains in place through the stated end date if premiums and eligibility requirements are met.
List your care. Include every doctor, clinic, hospital, prescription, pharmacy, and planned procedure.
Compare official 2027 options. Review the full plan, not just the carrier or monthly premium.
Confirm the effective date. Medicare Open Enrollment runs October 15 through December 7 for January 1 coverage, but follow your official notice for any additional rights.

Build a replacement review around continuity of care

Start with the care you cannot easily replace. Write down the full names of your primary-care clinician, specialists, hospital, laboratory, imaging center, infusion or therapy location, durable-medical-equipment supplier, and any procedure already scheduled for 2027. Then check each item under the exact replacement plan—not only the carrier name.

Review area	What to confirm for 2027
Medical providers	Every clinician, facility, referral rule, and prior authorization—not just a health-system name.
Prescriptions	Formulary status, tier, restrictions, preferred pharmacies, and estimated annual cost.
Total cost	Premium plus likely copays, coinsurance, deductibles, drug costs, and maximum out-of-pocket exposure.
Travel and residence	Routine out-of-area access, emergency rules, seasonal residence, and the correct county service area.

Avoid a January disruption

Refill important prescriptions with enough time to resolve formulary or pharmacy questions.
Ask providers which full 2027 plan names they expect to participate in, then verify with the plan.
Check scheduled procedures and any authorization that may need to be submitted under new coverage.
Keep the non-renewal notice, enrollment confirmation, and notes from provider and plan calls.
Confirm the new effective date before presenting the new member card in January.

Use our annual Medicare plan review checklist and Central Oregon provider-network guide to organize those checks.

Moved to Bend with Providence coverage?

Medicare Advantage availability is county-specific. A move can create a Special Enrollment Period and can change the plans and networks available to you. See our moving to Bend with Medicare guide.

We will add new confirmed plan information to the 2027 Bend Medicare changes tracker when they are confirmed in official sources.

Sources and verification

We use primary sources and link to the current page so you can verify details before making a coverage decision.

Coverage transition status update — Providence Health Plan
Insurance information — St. Charles Health System
Medicare Open Enrollment — Centers for Medicare & Medicaid Services